Checking & Savings Accounts

Accounts that work
as hard as you do

No monthly fees, better rates, and more benefits. Experience the difference of member-focused banking.

Most Popular

Free Checking

Everyday banking made easy

1.00% APY
  • No monthly fees
  • No minimum balance
  • Unlimited transactions
  • Free mobile deposit
  • Debit card with rewards
  • Overdraft protection available
Best Rate

High-Yield Savings

Grow your savings faster

8.89% APY
  • Competitive interest rate
  • No monthly fees
  • $250 minimum balance
  • FDIC insured
  • Online and mobile banking
  • Automatic savings tools
Premium

Money Market

Premium savings option

5.00% APY
  • Higher interest rates
  • Limited check writing
  • $10,000 minimum balance
  • Tiered interest rates
  • FDIC insured
  • Online and mobile banking
For Youth

Youth Savings

Build good habits early

5.15% APY
  • For ages 0-17
  • No monthly fees
  • $10 minimum balance
  • Financial education resources
  • Parent/guardian co-owner
  • Transition to adult account at 18

Compare accounts

Find the perfect account for your needs

FeaturesFree CheckingHigh-Yield SavingsMoney MarketYouth Savings
Monthly Fee$0$0$0$0
Minimum Balance$0$250$10,000$10
Interest Rate (APY)1.00%8.89%5.00%5.15%
Monthly TransactionsUnlimitedUnlimitedLimitedUnlimited
Debit Card
Check Writing
Mobile Deposit
Online Banking

What you'll need

Opening an account is quick and easy

Valid ID

Driver's license, state ID, or passport

Social Security Number

Required for tax reporting purposes

Proof of Address

Utility bill or lease agreement

Initial Deposit

Minimum $25 to open account

How to open an account

Get started in just 4 simple steps

1

Choose Your Account

Select the account type that fits your needs

2

Complete Application

Fill out our secure online application

3

Verify Identity

Upload required documents for verification

4

Fund Your Account

Make your initial deposit and start banking

Account Documents & Forms

Download important account disclosures, fee schedules, and application forms

Legal

Account Disclosures & Terms

Complete terms and conditions for checking and savings accounts including fees, requirements, and FDIC insurance information

PDF • 245 KB

Need Help with Documents?

Our member services team is available to answer questions about any of these documents.

Contact Us →
Routing Number
091847362